Terms of Use

General Provisions

• 1.1 By registering in our system, you agree to these rules in full.
• 1.2. The company is regulated by the UK government.
• 1.3 Hoffman-Graham has been audited by the British Internal Revenue Service for financial transparency.
• 1.4 Hoffman-Graham operates in the field of peer-to-peer lending. Each partner is exempt from personal tax obligations. All issues related to optimization of the tax burden fall on the shoulders of the company.
• 1.5 In order to become a Hoffman-Graham partner, the user must be of legal age.
• 1.6 News, advertisements and other information not published on the pages of this site is not reliable and is not directly related to Hoffman-Graham.

User rights and obligations

• 2.1 Rights
• 2.1.1 Each partner, prior to achieving special status in the Hoffman-Graham system, has equal rights and obligations.
• 2.1.2 Each partner has the right to send possible claims and feedback on the functioning of the resource to the official email address of the company.
• 2.1.3 Each partner has the right to deposit any amount into his personal depository account at Hoffman-Graham and invest in any of the proposed investment plans.
• 2.1.4 Each partner has the right to independently inform and attract new members to the system by various advertising methods: sites, forum topics, social networks, etc.
• 2.1.5 Each partner has the right to send his wishes and comments to the official e-mail of the company.
• 2.2 Responsibilities
• 2.2.1 Comply with these rules in full.
• 2.2.2 Do not mislead Hoffman-Graham representatives by providing false information.
• 2.2.3 If a malfunction or incorrect operation of the site is found, the partner should write about this problem to technical support.
• 2.2.4 During public speaking and personal communication, speak out about Hoffman-Graham only in a positive way. Partners who damage the reputation of a community make every single member of the community weaker.
• 2.2.5 Create only one account per partner. In the event of fraud with a referral structure, Hoffman-Graham has the right to temporarily block suspicious accounts until the circumstances are clarified.

Rights and obligations of the administration

• 3.1 Rights
• 3.1.1 In case of violation of these rules by partners, the administration reserves the right to warn the partner, fine or temporarily block the partner's account until the circumstances are clarified.
• 3.1.2 If the partner indicates false / incorrect personal data, Hoffman-Graham has the right to temporarily block the partner's account until the actual data is indicated.
• 3.1.3 In case of receiving letters from partners to the official e-mail of the company that have obscene content, are offensive or contain threats, Hoffman-Graham reserves the right to exclude this partner from the community.
• 3.1.4 If you try to mislead or deceive the administration, measures will be taken to delete, block or fine the account.
• 3.2 Responsibilities
• 3.2.1 The administration undertakes to maintain the confidentiality of information about the partner received from him during registration.
• 3.2.2 Hoffman-Graham is committed to promptly respond to any technical problems in the system.
• 3.2.3 Hoffman-Graham is committed to providing timely technical support to partners.

Payments

• 4.1 Partners can deposit any amount to their depository account with the company. The minimum amount available for investment is 50.00 USD. All transactions are carried out through secure electronic payment systems.
• 4.2 The minimum amount for withdrawing funds from the system is: 1.00 USD. For some electronic payment systems, separate conditions may be established for the minimum withdrawal amount from the System and the procedure for servicing.
• 4.3 The list of payment systems with which you can deposit and withdraw funds can be changed to optimize the tax burden and the convenience of partners.
• 4.4 Withdrawals are made within 24 business hours.
• 4.5 If the client provides inaccurate, incomplete data about the withdrawal system, the withdrawal does not occur, and the withdrawal request receives the "Check" status until all inaccuracies and data are corrected or clarified.

A responsibility

• 5.1 Hoffman-Graham is committed to maintaining confidentiality and not disclosing partners' personal data to third parties.
• 5.2 Hoffman-Graham is not responsible for possible hacking of partner accounts and recommends using strong passwords and two-factor authentication.
• 5.3 In the event of short pauses in the work of the Hoffman-Graham official website, aimed at maintaining the resource, the administration is not responsible for any inconvenience caused to partners.
• 5.4 Hoffman-Graham accounts do not accumulate funds invested by partners. The Hoffman-Graham website is an intermediary between partners and non-leveraged credit institutions.
• 5.5 Hoffman-Graham does not make advertising e-mail and sms mailings to partners and is not responsible for possible financial losses incurred by partners as a result of using information received from third parties.
• 5.6 All financial transactions carried out by the Hoffman-Graham community are backed by borrowed money from partners. In the event of a force majeure situation, due to which the company's financial apparatus will not be able to provide timely dividends to partners, Hoffman-Graham reserves the right to temporarily reduce or suspend payments to partners until the crisis is overcome. The normal mode of carrying out financial transactions of the company will be introduced when this opportunity appears.
• 5.7 In the event of a partial reduction in profits due to force majeure, each partner will receive a uniform percentage of their profits for all.
• 5.8 In the event of bankruptcy of the company, all obligations to pay partners 'funds fall on the shoulders of the insurance company, in which the partners' deposits are insured. The agent insurance company may change. For the current insurance contract of the company, see the section "Guarantees".
• 5.9 The administration is not responsible to a partner for the words and actions of other partners of Hoffman-Graham or third parties who appear to be such.
• 5.10 By the fact of registration, you agree to the terms of this agreement and confirm that you agree with the possible risks associated with the investment activities of the company.
• 5.11 All reputational risks of the company are fully borne by the founder of the company, Benjamin Hoffman.